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New Year's Resolutions, Building Positive Credit & Insurance!

New Year's Resolutions and Building Positive Credit!

We all seem to come up with some sort of New Years resolution. The statistics show that 90% of people never follow through with their New Year's resolutions. This year keep your resolution simple and manageable.

Hometown Insurance Agency of Utah is here to help you whether it be help with your credit reports, credit scores, secured credit cards or insurance. Let's see if you we can save you some money on your home insurance, auto insurance, renters insurance, landlord insurance, trailer insurance, boat insurance or even snowmobile insurance. Hometown Insurance Agency of Utah offers many types of insurance for your insurance needs, just give us a call for a quick insurance quote at 435-754-7701! 

If one of your resolutions is looking for great insurance coverage at a great price then call Hometown Insurance Agency of Utah in Logan, Utah. We are licensed in both Utah and Idaho so we can service you, your family and friends! We can get you a free review and quote on your home, auto, renters, boat insurance and more! If your current carrier is cheaper at least you will have that information but always consider the coverage not just the cost of the insurance! If they are more expensive but we can provide the same or better insurance coverage, now you have options and we service our clients like family!

Maybe your resolution is to work on having better credit. We have you covered for that too! We have several options to help you maximize your credit and learn the in's and out's of credit!

BETTER CREDIT?  Credit Scores affect interest rates on loans AND most insurance premiums too! Most consumers don't realize that their credit affects their insurance premiums, the better the credit, the lower the insurance premium! 

Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few things it offers:

1.     ALL 3 Credit Reports and Scores!

2.    Point Deduction Technology®/Tradeline (it literally tells you if you are losing any points on any of your tradelines, how many points you are losing and how to get those points back)!

3.    Target Score Simulator® and Manual Score Simulator

4.    Money Simulator

5.    Short & Long Term Recommendations

6.    Credit Education, Advice and Testing and MORE!

Take control of your credit with ScoreNavigator® Other things you can do to help improve your credit are:

1 - Pay your bills on time.

2 - Keep your credit card balances low and pay them in full each month.

3 - If you don't have any credit cards you can apply for up to 2 secured credit cards, per person on our website at! These report to each of the 3 bureaus monthly to help you build positive credit and payment history and there is NO minimum credit score required!! Bonus! Just click this link to get started

4 - Don't consistently have your credit pulled throughout the year, be cautious as inquiries do play a small role in your credit scores.

5 - Try to avoid co-signing on loans, credit cards or other types accounts with others. If the other person makes a late payment or doesn't pay at all it can negatively impact your credit too and you will be just as liable for any money owed as the other person that signed.

Happy Credit + Good Insurance = Happy You with Hometown Insurance Agency of Utah in downtown Logan, Utah (serving Utah & Idaho)

Hometown Insurance Agency of Utah is located in downtown Logan, Utah (Cache Valley) and prides itself in helping others, not only save money on their home, auto other types of insurance but to also make sure you are properly covered and that you have answers to your questions. We want to make sure that our clients are our friends and friends become family! We care about you as much as we care about our family! We want to make sure you are protected should something happen and that you understand your insurance policies and what they include. Hometown Insurance Agency of Utah is licensed in Utah and Idaho! That's right, we are now licensed in Idaho too!

Happy New Year!

If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at 435-754-7701! We are your hometown raised, hometown trusted, hometown insurance agency. We are Hometown Insurance Agency of Utah.

180 North Main Ste C

Logan, UT 84321


Email: jill [at] hometowninsr [dot] com