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Hometown Insurance Agency of Utah Blog

All You Ever Wanted to Know About Insurance

Protecting What Matters!

Protecting what matters! We're here to help ensure your belongings are properly covered. We want to make you sure you know the "what's" and "why's" of insurance! We've seen too many people that are NOT properly...

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New Idaho Law Starting Jan. 1, 2020

Starting Jan. 1, 2020 a new Idaho law will take effect.... Starting Jan. 1, 2020 a new Idaho law will take effect that will require the Idaho Transportation Dept. to match information from motor vehicle registration...

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Fall Tips for Homeowners

FALL TIPS for Homeowners - I know lots of people are excited for FALL and can't wait for summer to be over, especially for everything pumpkin! We wanted to give you some tips to prepare for Fall and the cooler weather...

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Paramedics issue warning after toddler found hanging from window blind cords


Progressive SnapShot Discount

Did you know that if you are a NEW customer to Progressive you can qualify for a discount if you sign up for Snapshot? It's true, you'll get what they refer to as a "participation discount". Once you sign up and...

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Car Insurance Discounts with "Traveler's"

Car Insurance Discounts with Travelers Insurance Include: - Up to 15% Continuous Insurance Discount2% Electronic Funds Transfer (EFT) DiscountUp to 15% Good PayerUp to 10% Early QuoteUp to 10% Hybrid/Electric Vehicle...

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Don't wait, you're credit counts for almost everything including what you pay for insurance!

Don't wait, you're credit counts for almost everything including what you pay for insurance! Need to MAXIMIZE Your Credit?Need to find out what your credit scores are?Need to find out where you're losing credit score...

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What is PIP (Personal Injury Protection) for automobile?

A lot of consumers are not familiar with what PIP means when it comes to auto insurance. PIP does tend to be among the more confusing things for insureds to understand. Here are a few points to help you understand the...

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Know the difference between a captive insurance agent and an independent insurance agent.


Improve Credit to Help Save on Insurance Premiums

http://client.hometowninsr.com...Improve Credit to Help Improve Insurance Premiums - Credit Score Food for Thought about Credit Reports: - It seems that society has bred a culture that is so focused on deletions of...

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Home Inspections and What to Expect

Home Inspections - Most all insurance companies do a inspection of the outside of the house and surrounding property to determine the condition and verify rating factors after you obtain a homeowners insurance policy....

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Cleaning Your Dryer Vent and House Fires

FACT: The leading cause of home clothes dryer fires is failure to clean them - according to the NFPA I have to be honest, I had never heard of cleaning out my dryer vent hose from the inside of the house to the...

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RV Ownership is Increasing

RV ownership is increasing, just look at these statistics: U.S. RV ownership is now at record high levels, according to a University of Michigan study provided by the RV Industry Association. There are almost 10...

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BETTER CREDIT?

BETTER CREDIT? Credit Scores affect interest rates on loans AND most insurance premiums too! Most consumers don't realize that their credit affects their insurance premiums, the better the credit, the lower the...

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Springtime Checklist & Safety Tips

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and...

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Credit and Insurance! How are they related?

Credit and Insurance! How are they related? - ScoreNavigator More than 1 in 3 Americans don't realize how they're affected by bad credit..... your credit can and most likely does affect your insurance premiums. Having a...

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Why do insurance rates increase? Is there a way to lower my rate?

Why do insurance rates increase? Is there a way to lower my rate? - Like with most products/services insurance rates tend to fluctuate. This can happen for various reasons such as: - Some key auto insurance factors are:...

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My Hometown......

My Hometown..... Calling a place your "hometown" means something. It means kids walking to school with friends, playing sports, and visiting with your neighbors. Hometown is evening walks through the neighborhood with...

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Credit & Insurance Premiums

Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few: ALL 3 Credit Reports and Scores! Point...

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Hey there, Golfers! Did you know you can obtain insurance on your golf clubs?

You may not have known about this until now, but that's okay.....most consumers don't know about insurance coverage for golf clubs either. This came to light when a client of ours daughter was going away to college and...

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Why choose an independent insurance agent?

If you searched for "Pro's and Con's of independent insurance agents" you would find a list of reasons why independent and captive agents are good and bad. The reason for this blog is I have looked over the same posts...

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Auto Accident Checklist

Car accidents can happen at anytime unfortunately and it's good to know what you will need if you are ever involved in one. Check for injuriesCall 911 for emergencies (if needed)Exchange info. with the other driver(s)...

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Safety Tips for Winter Driving

With winter still here and not going anywhere anytime soon! It's important to make sure you are prepared whether it be a trip to the store, to work or a vacation. If you you are driving, the following tips can make...

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Needing a Homeowners Insurance Quote? Want to SAVE MONEY?

Being prepared with useful information for your insurance agent can save you and them a lot time. Here are a somethings to have on hand: 1. Who lives in the home, their ages, marital status, if you own any animals,...

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Household Inventory List/Video of Valuables for Insurance Claims

If you truly want to make things easier on yourself, it's always a great idea to make a "Household Inventory List". Writing down/creating a spreadsheet and/or a video of your household belongings and having it stored in...

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Teen Driving Stats

Did you know: ** The fatal crash rate per mile driven by teen drivers ages 16-19 is 3x HIGHER than the rate for older drivers ** Motor vehicle accidents are the leading cause of teen deaths in the U.S. ** On average,...

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Cars that smile

Do you ever see a car or truck drive by and think maybe it just smiled at you? Since I was little I have always seen faces when I look at the front of a car. If you do the same thing then this video is for you.

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Insurance Rate Shopping? Hometown is Your Loyal Agency for Better Insurance and Better Rates!

You might be loyal to your insurance carrier and agent but when is the last time they called you and said "great news your insurance premium is going down"? As an independent agency our motivation is keeping you...

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Household Water Prevention Information

If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at 435-754-7701! We are your hometown raised, hometown trusted, hometown...

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