BETTER CREDIT? Credit Scores affect interest rates on loans AND most insurance premiums too! Most consumers don't realize that their credit affects their insurance premiums, the better the credit, the lower the insurance premium!
Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few things it offers:
1. ALL 3 Credit Reports and Scores!
2. Point Deduction Technology®/Tradeline (it literally tells you if you are losing any points on any of your tradelines, how many points you are losing and how to get those points back)!
3. Target Score Simulator® and Manual Score Simulator
4. Money Simulator
5. Short & Long Term Recommendations
6. Credit Education, Advice and Testing and MORE!
Take control of your credit with ScoreNavigator® Other things you can do to help improve your credit are:
1 - Pay your bills on time.
2 - Keep your credit card balances low and pay them in full each month.
3 - If you don't have any credit cards you can apply for up to 2 secured credit cards, per person on our website! These report to each of the 3 bureaus monthly to help you build positive credit and payment history and there is NO minimum credit score required!! Bonus! Just click this link to get started https://apply.firstprogress.com/go/hometownins/select/
4 - Don't consistently have your credit pulled throughout the year, be cautious as inquiries do play a small role in your credit scores.
5 - Try to avoid co-signing on loans, credit cards or other types accounts with others. If the other person makes a late payment or doesn't pay at all it can negatively impact your credit too and you will be just as liable for any money owed as the other person that signed.
Happy Credit + Good Insurance = Happy You!
If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at 435-754-7701! We are your hometown raised, hometown trusted, hometown insurance agency. We are Hometown Insurance Agency of Utah.
180 North Main Ste C
Logan, UT 84321
Email: jill [at] hometowninsr [dot] com