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Hometown Insurance Agency of Utah Blog

All You Ever Wanted to Know About Insurance

Have you heard about the water heater earthquake strap?

Have you heard about the water heater earthquake strap? Did you know most insurance companies give you a discount on your homeowner's earthquake policy to have one installed?

\We've had earthquake insurance for many years now on our home and had no idea this existed. None of our previous insurance agents told us about the discount and/or safety advantage of having a water heater earthquake strap. By not knowing, we never received a discount on our homeowners earthquake policy, and we were jeopardizing our safety by not having one installed should an earthquake happen! We didn't know about this discount, the strap or the importance of the strap until we became insurance agents ourselves and now we are educating our clients so they too can get a discount and help protect their homes.

For less than $20.00 at Home Depot and a few minutes of pretty easy installation time, you can protect yourself and your family in case of an earthquake. If you don't have an earthquake policy, I would spend the time and money to buy and install it. Think of it as another added layer of protection for a little bit of money. If you have earthquake policy, you can update your agent at time of renewal (best to do so about 30-40 days prior to your renewal date) and provide a colored photo to turn into your insurance company if they offer a discount for having it.

We love helping educate others and that’s just part of what sets aside from other insurance companies. We care! We care about you and your family, that’s what makes Hometown Insurance Agency of Utah a great insurance company!

Here is a link to Home Depot for the strap:

Hometown Insurance Agency of Utah prides itself in helping others, not only save money on their home, auto and other types of insurance but to also make sure you are properly covered and that you have answers to your questions. We want to make sure that our clients are our friends and friends become family! We care about you as much as we care about our family! We want to make sure you are protected should something happen and that you understand your insurance policies and what they include. Hometown Insurance Agency of Utah is licensed in Utah and Idaho!

It doesn't matter if you live in the north or south end of Cache Valley, Utah - we service clients all of over the state of Utah and Idaho!! Although our office is located in downtown Logan, Utah (Logan Historic District), we have clients in Logan, North Logan, Smithfield, Richmond, Lewiston, Nibley, Providence, River Heights, Millville, Hyrum, Avon, Paradise, Mendon, Wellsville, Benson, Mt. Sterling, Brigham City, Willard, Perry, Ogden, Layton, Roy, Bountiful, Salt Lake City, West Jordan, South Jordan, Park City, Orem, Provo, St. George, Bear Lake and even in Preston, Idaho!

What type of insurance quote are looking for? Home Insurance, Auto Insurance, Renters Insurance, Landlord Insurance, Trailer Insurance, ATV Insurance, RV Insurance, Snowmobile Insurance, Boat Insurance, Side-by-Side Insurance, Motorhome Insurance, Condo Insurance, Motorcycle Insurance, Manufactured Home Insurance? Hometown Insurance Agency of Utah has carriers that support all types of insurance needs. Call us today at 435-754-7701 to get your insurance quotes!

We care about you and we care about our community. We are members of the Cache Chamber of Commerce and the Women's Council of Realtors Cache Valley, we volunteer as Ambassadors for the Cache Chamber Commerce, The Center for Entrepreneurship and the Jon M. Huntsman School of Business/Utah State University, we sponsor many community events (Nibley, Richmond, Smithfield, Hyrum) where we have free games and prizes, we hand out candy in local parades in Nibley, Utah and Hyrum, Utah. We love being part of our Cache Valley Community!

Take a minute, give us a call and we will shop all our providers for you and at the very least you will have a second opinion to consider.

If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at 435-754-7701! We are your hometown raised, hometown trusted, hometown insurance agency. We are Hometown Insurance Agency of Utah.

180 North Main Ste C

Logan, UT 84321


Email: jill [at] hometowninsr [dot] com


** not liable for any misinterpretation of coverage or law