Do YOU Want to SAVE $$$ on Your Car/Home Insurance? Improving Your Credit May Help!
Credit scores are one of the first things that are considered by most all insurance companies and they can affect the amount of your policy premium. If you are looking to lower your insurance premium bettering your credit prior to having quotes run may help. An important thing to remember.... increasing your credit scores is NOT an overnight process, it can take weeks, months or even years depending on what is or is not on your credit reports. Most consumers are not familiar with credit and do not realize that there are ways to improve it, just like there are ways to decrease it, let us focus on improvement side of it!
How important is your credit to you? If your credit is even the slightest bit important to you then you need to see just some of what ScoreNavigator can do for you. This product is AMAZING!
ScoreNavigator is a product that we highly recommend because it has helped so many consumers with fabulous results, if you take the information it provides and use it wisely. Whether you are just trying to improve your credit score a few points or a lot of points to qualify for a home loan or you are trying to learn more about credit and how manage your credit or you looking for a program to help you plan and manage your budget and pay your bills on time, then this is definitely the program for you.
Here's just a few things it has available:
Credit Reports and Scores:
Access to 3 POWERFUL Simulators:
- Target Score Simulator:
This simulator reflects your credit score and lets you type in your target score for a financed product you have in mind. With a click of a button you'll receive an action plan to receive the score in the shortest time span and will also provide you with the BEST DAY to have your CREDIT PULLED once you complete the steps provided.
- Money Simulator:
This simulator determines the best use of funds and lets you type in an amount and with the click of a button provides recommendations on who and how much to pay in order to gain the most amount of points.
- Manual Simulator:
This simulator helps you to build and also correct your credit data testing to gain valuable points. This also shows you how many points you may lose by making the wrong decisions.
- Financial Analysis:
- Revolving Balances
- Total Balances
- Monthly Payments
- Credit Utilization
- Budget Sheet:
- List your current revenue & accounts you pay each month
- You're able to add & remove accounts as needed
- This is an invaluable tool to help you prioritize your spending & manage your money
- Monitoring your budget will also help you identify wasteful spending
- Budget Calendar Provides:
- Monthly Calendar
- Weekly Calendar
- These calendars provide lists of reminders to make sure all payments are made on time
- 6 Calculators:
- Credit Card Payoff
- Debt Accelerator
- Debt Amount
- Home Budget
- Mortgage Loan
- Auto Payoff
The FAQ section shows you how to build and stick to a budget by organizing your financial life, building budget skills, understanding debt and getting out of debt.
- Other Credit Resources:
- Credit Reports & Scores
- Organizing Records Checklist
- Budget Percentages
To successfully manage your credit, you must first be able to manage your money!
Watch the videos for more detailed information!
Need a 720 credit score to get that loan for a new home or have extra cash on hand and want to know the most efficient way to raise your score? I'm sure you'd like to know how many points paying down a your credit card or a collection could affect you. Our simulators will generate the fastest, easiest and most economical way to recover points. Sign up now for their innovative credit product and empower yourself today.
If you need to start building positive credit, feel free to contact us as well - we will teach you how to obtain it and how to properly use it as that is one of the biggest factors when considering credit scores. We offer secured credit cards here:
Don't let your credit and financial situation make you pull your hair out! What are you waiting for? Get signed up NOW! If you have questions please call our office at 435-754-7701 between 9 am - 5:30 pm MST Monday - Friday or visit our website at www.hometowninsr.com.
For Insurance (Home, Auto, ATV, Boat, RV, Trailer, Renters, Landlord and more) we service all areas within the State of Utah and Idaho. Some of the main cities in Northern Utah are: Logan, Smithfield, Richmond, Cove, Lewiston, Amalga, Mendon, Wellsville, North Logan, Hyde Park, River Heights, Providence, Nibley, Millville, Hyrum, Avon, Paradise, Mount Sterling, Tremonton, Bear River City, Garland, Plymouth, Riverside, Honeyville, Deweyville, Brigham City, Perry, Willard, Ogden, North Ogden, Farr West, Harrisville, Pleasant View, Plain City, West Haven, Roy, West Point, Syracuse, Clearfield, Layton, South Weber, Salt Lake City, North Salt Lake, Bountiful and all the way down to Saint George and Bloomington in Southern Utah. We insure clients in Idaho as well: Preston, Fairview, and Pocatello, Idaho. Hometown Insurance Agency of Utah is here to insure your belongings!
We care about you and we care about our community. We are members of the Cache Chamber of Commerce, we volunteer as Ambassadors for the Cache Chamber Commerce, The Center for Entrepreneurship and the Jon M. Huntsman School of Business/Utah State University, all of which are located in Logan, Utah. We sponsor many community events (Nibley, Richmond, Smithfield, Hyrum) where we have free games and prizes, we hand out candy in local parades in Nibley, Utah and Hyrum, Utah. We love being part of our Cache Valley community in Northern Utah!
Take a minute, give us a call and we will shop all our insurance carriers (Travelers, Progressive, ASI, Safeco, Foremost and others) for you and at the very least you will have a second opinion to consider.
If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at 435-754-7701! We are your hometown raised, hometown trusted, hometown insurance agency. We are Hometown Insurance Agency of Utah.
180 North Main Ste C
Logan, UT 84321
Email: jill [at] hometowninsr [dot] com