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Hometown Insurance Agency of Utah Blog

All You Ever Wanted to Know About Insurance

Car Insurance, Home Insurance, Renter Insurance, and Marriage

Car Insurance, Home Insurance, Renters Insurance, and Marriage


Getting married is such a fun and exciting time but it also comes with a lot of tasks afterwards. One of those important tasks is combining your households, especially your car insurance and renters or homeowner's insurance. You'll need to add to your new spouse to your auto insurance policy as a listed driver and to your renters or homeowner's insurance policy. As an added benefit you may also qualify for additional discounts depending on what the insurance company/carrier has available such as a multi-car discount and/or multi-policy discount and if a car has smart technology, you may also receive a discount for that as well.

A few other important things to think about is re-evaluating the amount of personal property since you'll most likely be combining two households and/or adding all those wedding gifts. Most people don't think about their wedding rings either. If you have and/or your spouse have a valuable wedding ring(s) it may be beneficial to add an endorsement to your policy. You want to make sure you have enough coverage should a claim need to be made in the future or you have stolen jewelry. For more valuable jewelry you may be asked to provide an appraisal or an updated appraisal if the one you have now is more than 5 years old.



Our moto: We are your hometown raised, hometown trusted, hometown insurance agency! We are Hometown Insurance Agency of Utah! I am an independent insurance agent which allows me to shop your insurance with several different insurance carriers at once to find you the best insurance rate for your needs. Some of our main insurance carriers are Progressive Insurance, Travelers Insurance, Safeco Insurance, Foremost Insurance, Hagerty Insurance, American Modern Insurance, and many more. We also have access to flood and earthquake insurance also with Palomar Insurance and Hartford Flood Insurance. If you would like even more liability insurance, we also provide umbrella coverage.

We care about you and we care about our community. We are members of the Cache Chamber of Commerce and we volunteer as Ambassadors for the Cache Chamber Commerce, The Center for Entrepreneurship and the Jon M. Huntsman School of Business/Utah State University, we sponsor many community events throughout Cache Valley (Nibley, Richmond, Smithfield, Hyrum) where we have free games and prizes, we hand out candy in local parades in Nibley, Utah and Hyrum, Utah. We love being part of our Cache Valley Community!

Take a minute, give us a call and we will shop all our providers for you and at the very least you will have a second opinion to consider.

If you have insurance questions, need a review of your current insurance policies or would like a free insurance quote, please contact us at (435) 754-7701.

180 North Main Ste C

Logan, UT 84321

435-754-7701

Email: jill [at] hometowninsr [dot] com

Website: www.hometowninsr.com



** not liable for any misinterpretation of coverage or law