Skip to content

Hometown Insurance Agency of Utah Blog

All You Ever Wanted to Know About Insurance

What to expect when your insurance rate shopping!

What to expect when your insurance shopping! - Shopping for insurance can be time consuming and at times frustrating but I try to my best to make it as quick and easy as possible. I usually need about 15-20 minutes of...

Read More


Spring Cleaning - It's Always a Must at My House

Spring Cleaning - It's Always a Must at My House - Spring cleaning is kind of like a love-hate relationship for me, I hate doing it because it takes a lot of time and is hard work but man, I love it when it's all done!...

Read More


Thank you to our clients!

We love helping our clients save money on their insurance, get proper insurance coverage and make new friends! If you live in Utah and are not currently one of our clients please give us a call! We'll run several...

Read More


Do you know the difference between a Condo and a Townhome?

Some think condo's and townhomes are the same thing, however, they are not. I'll explain the difference between them for you. What is a Condo? When you buy a condo, you own the interior of your specific unit. You are...

Read More


Earthquake Insurance

Earthquakes happen without warning. Are you covered? - If you live in an area that is prone to having earthquakes more often than not, it may be a good idea to consider adding earthquake insurance if you own a home. We...

Read More


Credit Report Freeze - Credit Validation - Credit Cards - Credit Monitoring - FICO Scores

Credit Report Freeze - Credit Validation - Credit Cards - Credit Monitoring - FICO Scores - Did you know that as September 2018 consumers can now put a security freeze on their credit reports for free? It's true, it's a...

Read More


When was the last time you shopped for home insurance? Over a year? Call us now!

When was the last time you shopped for home insurance? Not sure? Over a year, maybe 2, 3, or even 4 years ago? It's just as important to review your home and auto insurance policies as it is your health insurance once a...

Read More


Get coverage for a range of classic vehicles including cars, trucks, motorcycles, boats, tractors, and more!

Hometown Insurance Agency of Utah is now appointed with Hagerty® to insure your most prized possessions of classic vehicles included cars, trucks, motorcycles, boats, tractors, and more! About Hagerty® Over 30 years,...

Read More


October is National Fire Prevention Month

October is National Fire Prevention Month and it's always a good thing to be prepared, especially for possible house and business fires. I'll be honest, I have needed to update my fire extinguisher at my house for a few...

Read More


Auto Insurance Got You Feeling Down?

Auto Insurance Got You Feeling Down? Insurance is not often discussed and that could be costing you money! How long has it been since you got a new quote for your auto insurance? If it's been over a year, now is the...

Read More


Simple Auto Maintenance Repairs/Tasks

When it comes to maintaining your car it's not always cheap or simple and we usually end up hiring someone to do it for us. Here are 4 fairly simple things you can do yourself that won't cost a fortune: - Touch-Up...

Read More


Thank You Gifts for NEW Clients!

I always give NEW clients a little thank you gift for signing up with us, sometimes it's homemade bread or cookies but in the fall it's usually these adorable homemade craft pumpkins that I enjoy making! If you'd like a...

Read More


Start Your Day Off With A Home and/or Auto Insurance Quote

Need a refreshing way to start off your day? Look no further, Hometown Insurance Agency of Utah is here to help you out with a free home and/or auto insurance quote. Call us for a no-hassle quote and start saving today....

Read More


Now is a GREAT Time to Shop Insurance Rates with Travelers!

Shop, Bundle and Save with Travelers Insurance. Hometown Insurance Agency of Utah is Independently Owned and Locally Operated in Logan, Utah. If you haven't shopped your home and auto insurance rates in a while now is...

Read More


Are You Bundling Your Home and Auto Insurance?

Did you know you can save money by bundling your home and auto insurance (or renters and auto insurance)? It's true, most insurance companies give you a discount when you buy both home/renters with your auto insurance!...

Read More


FICO Scores are important - Get yours NOW!

FICO Scores are an important part of life when you become an adult and want to start "adulting". It's important to know what they at all times for many different reasons, just to name a few: Purchasing a home or...

Read More


With Safeco Premier the most important coverages are already included!

Want more from your homeowners insurance policy? - Safeco Insurance offers a great deal of coverages under the Safeco Premier Home Package, just look at these coverages: Up-front Replacement Cost Settlement...

Read More


It's time for a Credit Check-Up

It's time for a CREDIT CHECK-UP and here's how! - You credit scores and credit reports should be checked at least once per year if not more. As you can see from the picture above, I have a perfect 850 credit score. This...

Read More


Credit Scores and Car/Home Insurance Rates

Do YOU Want to SAVE $$$ on Your Car/Home Insurance? Improving Your Credit May Help! - Credit scores are one of the first things that are considered by most all insurance companies and they can affect the amount of your...

Read More


Auto Insurance Coverage & Factors - Call us for a quote!

In most places within the United States, auto insurance is mandatory, and it is difficult to get vehicle financing from a dealer or bank without it. - Even in states that don’t require car insurance, you are held...

Read More


Do you have a vegetable garden? Share with us what you like to grow!

Do you have a vegetable garden? Share with us what you like to plant! Pssst.....Don't tell my hubby I posted this picture of him :-) - I love gardening (flowers and veggies) so much so that I already have peas poking up...

Read More


Springtime: Flowers & the Great Outdoors in Northern Utah

YASSS! Spring has sprung in my yard and I'm so excited! Spring is such a fantastic time of the year! It's like a new beginning after a long, cold, snowy winter. I love seeing my flower bulbs popping up through the dirt...

Read More


Do you want to improve your credit scores? Just look at these credit score increases!

Do you want to improve your credit scores? Just look at these credit score increases below! Did you know your credit scores can affect your home and auto insurance rates? It's true, the majority of insurance companies...

Read More


Springtime Checklist - Homeowners & Renters - Credit Scores, Credit Reports

SPRINGTIME CHECKLIST - HOMEOWNERS & RENTERS Spring is just around the corner (I hope)! With Spring comes a lot of chores inside and outside the house. If you're anything like me I LOVE SPRING! It's a new beginning...

Read More


Hometown Hero Spotlight - Little Lambs Foundation for Kids

- Little Lambs Foundation for Kids is a 501c(3) nonprofit foundation headquartered in Logan, Utah. Through their Comfort Kit Program, Little Lambs is making a difference in the lives of thousands of children...

Read More


Carbon Monoxide Poisoning

Carbon Monoxide Poisoning happens when too much carbon monoxide is in the air and your body replaces the oxygen in your red blood cells with it. When this happens it can lead to tissue damage, fetal death or miscarriage,...

Read More


Facts & Statistics: Uninsured Motorists

Facts & Statistics: Uninsured Motorists - Hometown Insurance Agency of Utah prides itself in helping others, not only save money on their home, auto and other types of insurance but to also make sure you are...

Read More


2020 Real Estate Market Fast Facts

2020 Real Estate Market Fast Facts: For more information or to get in touch with a local realtor that serves Northern Utah please contact: Hometown Insurance Agency of Utah prides itself in helping others, not only save...

Read More


Our 1st Hometown Hero Spotlight for our Hometown Hero Series

- A Hometown Hero - Logan City Police Officer, Willard R. Dahle - My name is Jill Wilson, owner and insurance agent for Hometown Insurance Agency of Utah. We want to share with you a segment we are starting called “...

Read More


Have you heard about the water heater earthquake strap?

Have you heard about the water heater earthquake strap? Did you know most insurance companies give you a discount on your homeowner's earthquake policy to have one installed? - \We've had earthquake insurance for many...

Read More


Why Hometown Insurance? Because We CARE about YOU!

Why Hometown Insurance? Because We CARE about YOU!Hometown Insurance Agency of Utah prides itself in helping others, not only save money on their home, auto and other types of insurance but to also make sure you are...

Read More


Discounts! Do you LOVE Discounts? I LOVE Discounts!

Discounts are the Best! - - Did you know that most insurance companies (carriers) offer discounts? Each insurance carrier offers their own set of discounts. Here are some discounts offered by most carriers: - Automatic...

Read More


Protecting What Matters!

Protecting what matters! We're here to help ensure your belongings are properly covered in Utah and Idaho. We want to make you sure you know the "what's" and "why's" of insurance for home, auto, trailer and more! We've...

Read More


New Idaho Law Starting Jan. 1, 2020

Starting Jan. 1, 2020 a new Idaho law will take effect.... Starting Jan. 1, 2020 a new Idaho law will take effect that will require the Idaho Transportation Dept. to match information from motor vehicle registration...

Read More


Fall Tips for Homeowners

FALL TIPS for Homeowners - I know lots of people are excited for FALL and can't wait for summer to be over, especially for everything pumpkin! We wanted to give you some tips to prepare for Fall and the cooler weather...

Read More


Paramedics issue warning after toddler found hanging from window blind cords


Progressive SnapShot Discount

Did you know that if you are a NEW customer to Progressive you can qualify for a discount if you sign up for Snapshot? It's true, you'll get what they refer to as a "participation discount". Once you sign up and...

Read More


Car Insurance Discounts with "Traveler's"

Car Insurance Discounts with Travelers Insurance Include: - Up to 15% Continuous Insurance Discount2% Electronic Funds Transfer (EFT) DiscountUp to 15% Good PayerUp to 10% Early QuoteUp to 10% Hybrid/Electric VehicleUp...

Read More


Don't wait, you're credit counts for almost everything including what you pay for insurance!

Don't wait, you're credit counts for almost everything including what you pay for insurance! Need to MAXIMIZE Your Credit?Need to find out what your credit scores are?Need to find out where you're losing credit score...

Read More


What is PIP (Personal Injury Protection) for automobile?

A lot of consumers are not familiar with what PIP means when it comes to auto insurance. PIP does tend to be among the more confusing things for insureds to understand. Here are a few points to help you understand the...

Read More


Know the difference between a captive insurance agent and an independent insurance agent.


Improve Credit to Help Save on Insurance Premiums

http://client.hometowninsr.com...Improve Credit to Help Improve Insurance Premiums - Food for Thought about Credit Reports: - It seems that society has bred a culture that is so focused on deletions of negative accounts...

Read More


Home Inspections and What to Expect

Home Inspections - Most all insurance companies do a inspection of the outside of the house and surrounding property to determine the condition and verify rating factors after you obtain a homeowners insurance policy....

Read More


Cleaning Your Dryer Vent and House Fires

FACT: The leading cause of home clothes dryer fires is failure to clean them - according to the NFPA I have to be honest, I had never heard of cleaning out my dryer vent hose from the inside of the house to the outside...

Read More


RV Ownership is Increasing

RV ownership is increasing, just look at these statistics: - U.S. RV ownership is now at record high levels, according to a University of Michigan study provided by the RV Industry Association. There are almost 10...

Read More


BETTER CREDIT?

Want and need BETTER CREDIT? Credit Scores affect interest rates on loans AND most insurance premiums too! Most consumers don't realize that their credit affects their insurance premiums, the better the credit, the...

Read More


Springtime Checklist & Safety Tips

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance whether it's for your home in Logan or up in Bear Lake. After a long Utah or Idaho winter, it is a good idea to...

Read More


Credit and Insurance! How are they related?

Credit and Insurance! How are they related? - More than 1 in 3 Americans don't realize how they're affected by bad credit..... your credit can and most likely does affect your insurance premiums. Having a lower credit...

Read More


Why do insurance rates increase? Is there a way to lower my rate?

Why do insurance rates increase? Is there a way to lower my rate? - Like with most products/services insurance rates tend to fluctuate. This can happen for various reasons such as: - Some key auto insurance factors are:...

Read More


My Hometown......

My Hometown.....Logan, Utah (I took this picture while out on Logan River Golf Course in Logan,Utah looking East) Calling a place your "hometown" means something. It means kids walking to school with friends, playing...

Read More


Credit & Insurance Premiums

Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few: ALL 3 Credit Reports and Scores! Point...

Read More


Hey there, Golfers! Did you know you can obtain insurance on your golf clubs?

You may not have known about this until now, but that's okay.....most consumers don't know about insurance coverage for golf clubs either. This came to light when our daughter was going away to college, out of state in...

Read More


Why choose an independent insurance agent?

If you searched for "Pro's and Con's of independent insurance agents" you would find a list of reasons why independent and captive agents are good and bad. The reason for this blog is that I have looked over the same...

Read More


Auto Accident Checklist

Car accidents can happen at anytime unfortunately, and it's good to know what you will need if you are ever involved in one. Car accidents are very common, especially in downtown Logan, out on the highway heading to...

Read More


Safety Tips for Winter Driving

Winter in Utah and Idaho can be harsh but beautiful, just look at that picture above of the Wellsville mountain range here in Cache Valley, Utah! It's important to make sure you are prepared whether it be a trip to the...

Read More


Needing a Homeowners Insurance Quote? Want to SAVE MONEY?

Being prepared with useful information for your insurance agent can save you and them a lot time. Here are a somethings to have on hand: 1. Who lives in the home, their ages, marital status, if you own any animals, how...

Read More


Household Inventory List/Video of Valuables for Insurance Claims

If you truly want to make things easier on yourself, it's always a great idea to make a "Household Inventory List". Writing down/creating a spreadsheet and/or a video of your household belongings and having it stored in...

Read More


Teen Driving Stats

Teen Driving - Did you know: ** The fatal crash rate per mile driven by teen drivers ages 16-19 is 3x HIGHER than the rate for older drivers ** Motor vehicle accidents are the leading cause of teen deaths in the U.S. **...

Read More


Garden hose gone wild!

We recently worked with a client who was shopping around for insurance. - We recently worked with a client who was shopping around for insurance. When Hometown Insurance Agency of Utah ran her quote, she got quite the...

Read More


Cars that smile

Do you ever see a car or truck drive by and think maybe it just smiled at you? Since I was little I have always seen faces when I look at the front of a car. If you do the same thing then this video is for you.

Read More


Insurance Rate Shopping? Hometown is Your Loyal Agency for Better Insurance and Better Rates!

You might be loyal to your insurance carrier and insurance agent but when is the last time they called you and said "great news your insurance premium is going down"? As an independent insurance agency in Logan, Utah...

Read More


Household Water Prevention Information

In Utah and Idaho the winters can get long and harsh, the cold can be unbearable especially in Logan, Utah. Cache Valley, Utah and surrounding areas like Bear Lake, Box Elder County, Weber County, Davis County, Salt...

Read More


New Year's Resolutions, Building Positive Credit & Insurance!

New Year's Resolutions and Building Positive Credit! - We all seem to come up with some sort of New Years resolution. The statistics show that 90% of people never follow through with their New Year's resolutions. This...

Read More


Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. Here at Hometown Insurance Agency of Utah we know pets, we have them ourselves. Our pets are our kids, our furbabies and we care...

Read More