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Hometown Insurance Agency of Utah Blog

All You Ever Wanted to Know About Insurance

With Safeco Premier the most important coverages are already included!

Want more from your homeowners insurance policy? - Safeco Insurance offers a great deal of coverages under the Safeco Premier Home Package, just look at these coverages: Up-front Replacement Cost Settlement...

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It's time for a Credit Check-Up

It's time for a CREDIT CHECK-UP and here's how! - You credit scores and credit reports should be checked at least once per year if not more. As you can see from the picture above, I have a perfect 850 credit score....

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Credit Scores and Car/Home Insurance Rates

Do YOU Want to SAVE $$$ on Your Car/Home Insurance? Improving Your Credit May Help! - Credit scores are one of the first things that are considered by most all insurance companies and they can affect the amount of...

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Auto Insurance Coverage & Factors - Call us for a quote!

In most places within the United States, auto insurance is mandatory, and it is difficult to get vehicle financing from a dealer or bank without it. - Even in states that don’t require car insurance, you are held...

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Do you have a vegetable garden? Share with us what you like to grow!

Do you have a vegetable garden? Share with us what you like to plant! Pssst.....Don't tell my hubby I posted this picture of him :-) - I love gardening (flowers and veggies) so much so that I already have peas poking...

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Springtime: Flowers & the Great Outdoors in Northern Utah

YASSS! Spring has sprung in my yard and I'm so excited! Spring is such a fantastic time of the year! It's like a new beginning after a long, cold, snowy winter. I love seeing my flower bulbs popping up through the dirt...

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Do you want to improve your credit scores? Just look at these credit score increases!

Do you want to improve your credit scores? Just look at these credit score increases below! Did you know your credit scores can affect your home and auto insurance rates? It's true, the majority of insurance companies...

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Springtime Checklist - Homeowners & Renters - Credit Scores, Credit Reports

SPRINGTIME CHECKLIST - HOMEOWNERS & RENTERS Spring is just around the corner (I hope)! With Spring comes a lot of chores inside and outside the house. If you're anything like me I LOVE SPRING! It's a new beginning...

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Hometown Hero Spotlight - Little Lambs Foundation for Kids

- Little Lambs Foundation for Kids is a 501c(3) nonprofit foundation headquartered in Logan, Utah. Through their Comfort Kit Program, Little Lambs is making a difference in the lives of thousands of children...

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Carbon Monoxide Poisoning

Carbon Monoxide Poisoning happens when too much carbon monoxide is in the air and your body replaces the oxygen in your red blood cells with it. When this happens it can lead to tissue damage, fetal death or miscarriage,...

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Facts & Statistics: Uninsured Motorists

Facts & Statistics: Uninsured Motorists - Hometown Insurance Agency of Utah prides itself in helping others, not only save money on their home, auto and other types of insurance but to also make sure you are...

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2020 Real Estate Market Fast Facts

2020 Real Estate Market Fast Facts: For more information or to get in touch with a local realtor that serves Northern Utah please contact: Hometown Insurance Agency of Utah prides itself in helping others, not only...

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Our 1st Hometown Hero Spotlight for our Hometown Hero Series

- A Hometown Hero - Logan City Police Officer, Willard R. Dahle - My name is Jill Wilson, owner and insurance agent for Hometown Insurance Agency of Utah. We want to share with you a segment we are starting called “...

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Have you heard about the water heater earthquake strap?

Have you heard about the water heater earthquake strap? Did you know most insurance companies give you a discount on your homeowner's earthquake policy to have one installed? - \We've had earthquake insurance for many...

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Why Hometown Insurance? Because We CARE about YOU!

Why Hometown Insurance? Because We CARE about YOU!Hometown Insurance Agency of Utah prides itself in helping others, not only save money on their home, auto and other types of insurance but to also make sure you are...

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Discounts! Do you LOVE Discounts? I LOVE Discounts!

Discounts are the Best! - - Did you know that most insurance companies (carriers) offer discounts? Each insurance carrier offers their own set of discounts. Here are some discounts offered by most carriers: - ...

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Protecting What Matters!

Protecting what matters! We're here to help ensure your belongings are properly covered in Utah and Idaho. We want to make you sure you know the "what's" and "why's" of insurance for home, auto, trailer and more! We'...

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New Idaho Law Starting Jan. 1, 2020

Starting Jan. 1, 2020 a new Idaho law will take effect.... Starting Jan. 1, 2020 a new Idaho law will take effect that will require the Idaho Transportation Dept. to match information from motor vehicle registration...

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Fall Tips for Homeowners

FALL TIPS for Homeowners - I know lots of people are excited for FALL and can't wait for summer to be over, especially for everything pumpkin! We wanted to give you some tips to prepare for Fall and the cooler weather...

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Paramedics issue warning after toddler found hanging from window blind cords


Progressive SnapShot Discount

Did you know that if you are a NEW customer to Progressive you can qualify for a discount if you sign up for Snapshot? It's true, you'll get what they refer to as a "participation discount". Once you sign up and...

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Car Insurance Discounts with "Traveler's"

Car Insurance Discounts with Travelers Insurance Include: - Up to 15% Continuous Insurance Discount2% Electronic Funds Transfer (EFT) DiscountUp to 15% Good PayerUp to 10% Early QuoteUp to 10% Hybrid/Electric Vehicle...

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Don't wait, you're credit counts for almost everything including what you pay for insurance!

Don't wait, you're credit counts for almost everything including what you pay for insurance! Need to MAXIMIZE Your Credit?Need to find out what your credit scores are?Need to find out where you're losing credit score...

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What is PIP (Personal Injury Protection) for automobile?

A lot of consumers are not familiar with what PIP means when it comes to auto insurance. PIP does tend to be among the more confusing things for insureds to understand. Here are a few points to help you understand the...

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Know the difference between a captive insurance agent and an independent insurance agent.


Improve Credit to Help Save on Insurance Premiums

http://client.hometowninsr.com...Improve Credit to Help Improve Insurance Premiums - Credit Score Food for Thought about Credit Reports: - It seems that society has bred a culture that is so focused on deletions of...

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Home Inspections and What to Expect

Home Inspections - Most all insurance companies do a inspection of the outside of the house and surrounding property to determine the condition and verify rating factors after you obtain a homeowners insurance policy....

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Cleaning Your Dryer Vent and House Fires

FACT: The leading cause of home clothes dryer fires is failure to clean them - according to the NFPA I have to be honest, I had never heard of cleaning out my dryer vent hose from the inside of the house to the...

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RV Ownership is Increasing

RV ownership is increasing, just look at these statistics: - U.S. RV ownership is now at record high levels, according to a University of Michigan study provided by the RV Industry Association. There are almost 10...

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BETTER CREDIT?

Want and need BETTER CREDIT? Credit Scores affect interest rates on loans AND most insurance premiums too! Most consumers don't realize that their credit affects their insurance premiums, the better the credit, the...

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Springtime Checklist & Safety Tips

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance whether it's for your home in Logan or up in Bear Lake. After a long Utah or Idaho winter, it is a good idea to...

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Credit and Insurance! How are they related?

Credit and Insurance! How are they related? - ScoreNavigator More than 1 in 3 Americans don't realize how they're affected by bad credit..... your credit can and most likely does affect your insurance premiums. Having a...

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Why do insurance rates increase? Is there a way to lower my rate?

Why do insurance rates increase? Is there a way to lower my rate? - Like with most products/services insurance rates tend to fluctuate. This can happen for various reasons such as: - Some key auto insurance factors are:...

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My Hometown......

My Hometown.....Logan, Utah (I took this picture while out on Logan River Golf Course in Logan,Utah looking East) Calling a place your "hometown" means something. It means kids walking to school with friends, playing...

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Credit & Insurance Premiums

Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few: ALL 3 Credit Reports and Scores! Point...

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Hey there, Golfers! Did you know you can obtain insurance on your golf clubs?

You may not have known about this until now, but that's okay.....most consumers don't know about insurance coverage for golf clubs either. This came to light when our daughter was going away to college, out of state in...

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Why choose an independent insurance agent?

If you searched for "Pro's and Con's of independent insurance agents" you would find a list of reasons why independent and captive agents are good and bad. The reason for this blog is that I have looked over the same...

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Auto Accident Checklist

Car accidents can happen at anytime unfortunately, and it's good to know what you will need if you are ever involved in one. Car accidents are very common, especially in downtown Logan, out on the highway heading to...

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Safety Tips for Winter Driving

Winter in Utah and Idaho can be harsh but beautiful, just look at that picture above of the Wellsville mountain range here in Cache Valley, Utah! It's important to make sure you are prepared whether it be a trip to...

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Needing a Homeowners Insurance Quote? Want to SAVE MONEY?

Being prepared with useful information for your insurance agent can save you and them a lot time. Here are a somethings to have on hand: 1. Who lives in the home, their ages, marital status, if you own any animals,...

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Household Inventory List/Video of Valuables for Insurance Claims

If you truly want to make things easier on yourself, it's always a great idea to make a "Household Inventory List". Writing down/creating a spreadsheet and/or a video of your household belongings and having it stored...

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Teen Driving Stats

Teen Driving - Did you know: ** The fatal crash rate per mile driven by teen drivers ages 16-19 is 3x HIGHER than the rate for older drivers ** Motor vehicle accidents are the leading cause of teen deaths in the U.S. *...

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Garden hose gone wild!

We recently worked with a client who was shopping around for insurance. - We recently worked with a client who was shopping around for insurance. When Hometown Insurance Agency of Utah ran her quote, she got quite the...

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Cars that smile

Do you ever see a car or truck drive by and think maybe it just smiled at you? Since I was little I have always seen faces when I look at the front of a car. If you do the same thing then this video is for you.

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Insurance Rate Shopping? Hometown is Your Loyal Agency for Better Insurance and Better Rates!

You might be loyal to your insurance carrier and insurance agent but when is the last time they called you and said "great news your insurance premium is going down"? As an independent insurance agency in Logan, Utah...

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Household Water Prevention Information

In Utah and Idaho the winters can get long and harsh, the cold can be unbearable especially in Logan, Utah. Cache Valley, Utah and surrounding areas like Bear Lake, Box Elder County, Weber County, Davis County, Salt...

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New Year's Resolutions, Building Positive Credit & Insurance!

New Year's Resolutions and Building Positive Credit! - We all seem to come up with some sort of New Years resolution. The statistics show that 90% of people never follow through with their New Year's resolutions. This...

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. Here at Hometown Insurance Agency of Utah we know pets, we have them ourselves. Our pets are our kids, our furbabies and we care...

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