Why do insurance rates increase? Is there a way to lower my rate? - Like with most products/services insurance rates tend to fluctuate. This can happen for various reasons such as: - Some key auto insurance factors are:...

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My Hometown.....Logan, Utah (I took this picture while out on Logan River Golf Course in Logan,Utah looking East) Calling a place your "hometown" means something. It means kids walking to school with friends, playing...

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Do you need help with your credit? We have just the tool for you! ScoreNavigator® has many useful credit tools and tips to help you better your credit, here is just a few: ALL 3 Credit Reports and Scores! Point...

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You may not have known about this until now, but that's okay.....most consumers don't know about insurance coverage for golf clubs either. This came to light when our daughter was going away to college, out of state in...

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If you searched for "Pro's and Con's of independent insurance agents" you would find a list of reasons why independent and captive agents are good and bad. The reason for this blog is that I have looked over the same...

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Car accidents can happen at anytime unfortunately, and it's good to know what you will need if you are ever involved in one. Car accidents are very common, especially in downtown Logan, out on the highway heading to...

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Winter in Utah and Idaho can be harsh but beautiful, just look at that picture above of the Wellsville mountain range here in Cache Valley, Utah! It's important to make sure you are prepared whether it be a trip to...

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Being prepared with useful information for your insurance agent can save you and them a lot time. Here are a somethings to have on hand: 1. Who lives in the home, their ages, marital status, if you own any animals,...

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If you truly want to make things easier on yourself, it's always a great idea to make a "Household Inventory List". Writing down/creating a spreadsheet and/or a video of your household belongings and having it stored...

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Teen Driving - Did you know: ** The fatal crash rate per mile driven by teen drivers ages 16-19 is 3x HIGHER than the rate for older drivers ** Motor vehicle accidents are the leading cause of teen deaths in the U.S. *...

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