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Business Insurance

from Hometown Insurance Agency of Utah

Business Insurance

Every business is different, but one thing all businesses have in common is the need for business insurance to protect them from financial threats that could close their doors. Think about it: is your business able to bounce back financially from property damage, a liability lawsuit, or large-scale theft?

We are pleased to provide custom-made business insurance policies in Logan for our clients who want protection against common unplanned emergencies:

  • Vandalism of your property
  • Theft of your property or equipment, tools, and documents needed to do business
  • Damage to your business vehicle or fleet or theft thereof
  • Injury to an employee or employee death
  • Damage to your office, buildings, or site
  • Legal fees and settlements related to liability

Our independent insurance agents at Hometown Insurance Agency of Utah are ready to talk to you about your unique business needs and how you could be better protected against financial loss or closure. We’ll ask you these questions to determine what kind of policy is right for your business:

  • Where are you located? (determines rates and state/municipal laws)
  • How many employees do you have?
  • What is the size of your payroll?
  • What type of industry is your business in and is it high risk?
  • Do you own any business vehicles, and if so, who drives them?
  • Have you made past insurance claims for your business?
  • What workplace safety training have your employees undergone? Do you have other measures in place to reduce risk to workers or your property?
  • What valuable property do you have on the premises that should be insured?
  • Do you need other property coverage, like flood or earthquake insurance?
  • What are your plans for the business in the near future? Are you thinking of expanding?

We want to give you the best deal on business insurance possible, but we also want to make sure you’re covered for likely contingencies in your line of work. We’ll also ask about normal insurance coverage, such as for fire and storms, and we’ll advise you about workers compensation, bonds, and other insurance that might benefit your business.

Reach out online or call us at 435-754-7701 to chat about how you could better cover the business you’ve worked so hard to build. The right business insurance policy can cover you in ways you may not have thought about yet and protect your employees who are depending on you for their livelihoods. We’re here so you can do what you do best and leave the coverage to us.